Market Watch

February 06, 2012 @ 08:43 PM

Dow Jones Industrials 12,845.13- 17.10
Dow Jones Utilities 449.95- 1.41
Nasdaq Composite 2,901.99- 3.67
S&P 500 1,344.33- 0.57
Wilshire 5000 14,160.02- 7.69

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AXA Advisors

Financial Consultant

My name is Rob Rowling.  I would like to welcome you to my Web site. 

I joined the organization in 2002 as a financial professional, after graduating from Michigan State University.  In April of 2003, I obtained the designation of Retirement Benefits Specialist-Tax Sheltered Plans.  I am dedicated to helping individuals build their financial futures.

My business focuses on retirement funding and financial strategies for both individuals and families.  I also provide retirement benefits services for several school districts across the State of Michigan. 

My family resides in Auburn Hills, Michigan.   

Newsletters

Retaining MVPs with Executive Bonus Life Insurance

An economic recovery is likely to bring more job opportunities to top performers, but it could prove costly for businesses to replace productive employees who decide to leave. An executive bonus plan funded with cash-value life insurance can be used to reward and retain an organization's most valuable employees.

Federal Estate Tax Is Much Lower — For Now

The federal estate tax was repealed in 2010, then reinstated by the 2010 Tax Relief Act with new provisions for 2011 and 2012. This article discusses the temporary provisions, the options for estates of 2010 decedents, and potential changes in future years that could subject many more estates to the federal estate tax than under current law.

Be Ready for a Change in Interest Rates

Fluctuating interest rates can be challenging for bond investors who want to reinvest their principal. When rates are low, they may have to accept lower yields; when rates rise when principal is tied up, they may not be able to benefit. One strategy to help manage reinvestment risk is to build a bond ladder.

Settling on a Salary

As a company's profit situation improves, business owners may be in a position to decide whether to take home a larger salary or use more of the proceeds to invest for the future. This article discusses the possibility of choosing a business-owner salary that allows for other benefits, such as building the business, saving more for retirement, and adding employee benefits.

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Calculators

Life Expectancy

Knowing your likely life expectancy is an important factor in making long-term financial plans.

College Funding

Use this calculator to estimate the cost of your child’s education, based on the variables you input.

Tax-Deferred Savings

Compare the potential future value of tax-deferred investments to that of taxable investments.

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